The email arrives eleven days after the accident. The insurance company is offering $4,500 to settle your injury claim. Your car is already being repaired. You’ve visited urgent care twice, missed three shifts, and started physical therapy. Your neck...
A driver backs out of a parking space without looking. A pedestrian is walking toward the store. The driver hears a shout, hits the brakes, and stops. Too late. The pedestrian is on the pavement with an injured wrist and a badly bruised...
The other driver got out of the car and apologized. They said they hadn’t seen you. They admitted they were distracted. They even told the responding police officer that the accident was their fault. You went home thinking at least one...
At the scene, the accident seemed obvious. Three vehicles were damaged. One driver had hit another from behind. That impact pushed the second vehicle into a third. Police arrived. Insurance information was exchanged. Tow trucks cleared the...
The car that just hit you doesn’t look commercial. No company logo. No fleet number. No uniformed driver stepping out of a branded van. It looks like an ordinary sedan. Then the driver’s phone starts chiming. There is an...
Three people saw the same collision. They told three different stories. The first driver was certain the light was green. The second driver was equally certain they had the right of way. A witness standing outside a business remembered hearing...
Suppose a driver causes a serious collision in East County. The injured person goes to the emergency room. Treatment continues for months. They miss work. Their vehicle is badly damaged. Eventually, the full impact of the accident appears to be much larger...
Healthy before the crash. Steady job. Perfect medical history. No financial problems. No family complications. Then another driver runs a red light and creates the first problem in an otherwise orderly life. That person certainly...
The explanation sounds almost complete. “The road was wet.” It explains why the tires lost traction. It explains why stopping took longer. It may explain why a collision that probably wouldn’t have happened on a dry August afternoon happened during...
At first, nobody seemed concerned about the physical therapy. The doctor recommended it. You went. Your neck improved somewhat, but not completely. So treatment continued. Then the tone of the insurance claim changed. The adjuster began asking why...
